YieldMaxCalc
Calculator/Total Return

Total Return Analyzer

A distribution rate is not a return. This measures what a fund actually produced — cumulative distributions set against the change in NAV over the same window.

YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF — See your real returns after distributions and NAV changes. Real yield: 9.7% (headline: 39.9%).

Price$34.67
Headline Yield39.9%
Real Yield9.7%
NAV Change (1Y)-21.6%
QDTY Total Return Analyzer

Your REAL Return

+8.7%

+$871.49

Distributions Received

$3,114.23

53 payments

NAV Change

-22.4%

$-2,242.74

Current Value

$10.9K

225.17 shares @ $34.45

Yield Reality Check

Headline yield vs actual yield after NAV change

Headline

40.1%

→

Real

8.7%

Distributions vs NAV — QDTY

Blue = share value, green bars = cumulative distributions, green line = total value, dashed = original investment.

Annualized total return: +8.7% over 12 months

QDTY DRIP calculator

Compound QDTY's 9.7% real yield

Pre-filled with live QDTY data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.

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What does a total return figure include?

Total return combines two components: the cumulative distributions received over the holding period, and the change in NAV across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows how much of the return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.

YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF (QDTY) is issued by YieldMax. Sells daily 0DTE options on the Nasdaq 100. Weekly distributions. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones. How wide that gap becomes from here depends on the price movement and volatility of the names QDTY writes against. Assessing that means working through the holdings rather than studying the wrapper alone. Koyfin lets you screen and research those holdings individually — 20% off for YieldMaxCalc readers.

For the detail behind each payment, see the QDTY dividend history. To project how future QDTY distributions compound under DRIP, open the QDTY dividend calculator.