YieldMaxCalc

ULTY Dividend Calculator

YieldMax Ultra Option Income Strategy ETF — Project your returns with dividend reinvestment (DRIP). Pays weekly.

ULTY Dividend Calculator
Next ULTY distributionAnnouncement, ex-date and pay dates

= $16.5308 / share / year

0% = yield stays constant. Negative models normalization (e.g. -10%/yr).

1Y: -53.5%

years
Portfolio Growth

No DRIP vs DRIP

Portfolio Value$10$3.9KTotal Dividends$12.1K$55.9KAnnual Dividend$6$2.4KYoC0.06%23.67%

DRIP Advantage

Total invested: $10.0K

+40.1K%

$3,915.15 more

Income Goal
/ month

Reached in year 1

ULTY crosses $3,000.00/yr ($250.00/mo) of dividend income in year 1 of the projection. Goal auto-suggested from your inputs — bump it up to model a stretch target.

Scenarios

Three realistic paths for high-yield funds: yield holds, yield compresses, yield normalizes. Click any card to load it.

This projection holds the yield constant. Deciding whether that assumption is reasonable means looking at what drives the payout: the underlying company or holdings, their earnings outlook and volatility. Koyfin lets you compare that assumption with the stock's actual history and outlook.

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What is ULTY?

ULTY is an actively managed portfolio of individual stocks with an options overlay written against them. It is not a fund-of-funds and does not hold other YieldMax ETFs — on 3 August 2026 it held 98 positions, 27 of them direct equity stakes and the rest single-name options. The largest holdings that day were Amazon, MercadoLibre, Quanta Services, Comfort Systems and Palantir, each around 4.5-5.5% of net assets.

Latest ULTY distribution

Per share
$0.3179
Distribution rate
60.80%
30-day SEC yield
-0.78%
ROC %
100.00%
Declared
Aug 11, 2026
Ex-date
Aug 12, 2026
Payable
Aug 13, 2026

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Get ULTY and all YieldMax distribution amounts, rates, and ROC % emailed every Tuesday and Wednesday. Free, unsubscribe anytime.

ULTY Real Yield

Headline yield adjusted for NAV erosion (1Y)

HeadlineReal63.5%-24.1%
NAV -53.5%

88% of the headline yield has been offset by share price decline over the past 1Y.

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How ULTY generates income

ULTY is an actively managed portfolio of individual stocks with an options overlay written against them. It is not a fund-of-funds and does not hold other YieldMax ETFs — on 3 August 2026 it held 98 positions, 27 of them direct equity stakes and the rest single-name options. The largest holdings that day were Amazon, MercadoLibre, Quanta Services, Comfort Systems and Palantir, each around 4.5-5.5% of net assets.

The income comes from selling options against those positions rather than from passing through another fund's distributions. Because the adviser picks the names, the portfolio can and does turn over — the holdings file on YieldMax's site lists every position and is republished each day, so the current basket is worth checking rather than assuming.

The headline yield is among the highest in the ETF universe, and a substantial portion of the distribution has historically been classified as return of capital. Return of capital is not automatically a loss — it reduces your cost basis rather than being taxable income — but it does mean the payment is not funded entirely by what the fund earned, and the fund is smaller afterwards.

ULTY is best understood as a concentrated, actively traded equity-income strategy rather than a diversified holding. For genuine fund-of-funds exposure to the YieldMax range, YMAX holds other YieldMax ETFs directly.

Strategy
Actively managed stock portfolio with an options overlay
Holdings
~27 equities plus single-name options (3 Aug 2026)
Distribution
Weekly (Group 1, Tuesday)
Typical ROC
Often high — check the latest announcement
Expense ratio
0.99%
Not a fund-of-funds
Holds no other YieldMax ETFs

About the ULTY Dividend Calculator

This ULTY dividend calculator projects how your position grows with and without DRIP (Dividend Reinvestment). Every input is prefilled with live ULTY data — current price, latest per-share distribution, detected payment frequency, and historical CAGR — so you can hit calculate immediately, or override any field to model your own assumptions.

The ULTY DRIP calculator runs two parallel scenarios: one where every distribution is reinvested into more ULTY shares, and one where distributions are taken as cash and never compounded. The gap between the two curves is the compounding premium — the extra wealth you build by letting ULTY dividends buy more shares over time. Extra monthly contributions, tax rates, and custom dividend growth rates are all supported, and every calculation runs in your browser with no additional API calls after page load.

Why this calculator is more accurate than most

Traditional DRIP calculators treat dividend-per-share and share-price as two independent quantities that grow at their own separate rates. That works fine for stocks like SCHD or KO, where management sets the payout and the stock price moves with the business. It breaks badly for option-income ETFs like MSTY, NVDY, or TSLY, where distributions are sourced from option premium on the underlying — meaning the dividend dollar is mechanically a fraction of NAV, not a separate variable. Let those two quantities compound independently and you get absurd outputs (trillion-dollar portfolios from $10K) because the implied yield silently grows to 400%+ as price collapses faster than the dollar dividend.

We solve this with two projection modes. Dividend Growth mode is the standard model — correct for dividend-growth stocks and traditional income ETFs. Yield-on-NAV mode (auto-selected when starting yield exceeds 20%) locks the forward yield and recomputes distributions each year asyield × current NAV, so as price falls, dividend-per-share falls proportionally. This matches the physics of option-income funds and produces realistic projections instead of fantasy numbers.

You can toggle between the two modes above the input form. For ULTY — a YieldMax option-income ETF — yield-on-NAV is the default and we recommend keeping it on.

The two levers that change results the most are the growth assumptions and the holding period. For a volatile, high-yield fund, a 0% or slightly negative growth assumption is usually more realistic than extrapolating a historical CAGR, because distribution levels often decay as implied volatility normalizes. For stable dividend ETFs and index funds, the 5Y CAGR is a reasonable baseline. The ULTY dividend history page shows every past payment in detail, and the total return analyzer strips out NAV erosion to show your real yield.