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SPLG vs VOO: Cheapest S&P 500 ETFs Head-to-Head

Same S&P 500 index, essentially identical holdings. SPLG's advantage is its tiny share price ($60-ish) vs VOO's $500+, which matters for fractional-share-averse accounts.

TL;DR

SPLG is marginally cheaper (0.02% vs 0.03%) and has a much lower per-share price, which helps for round-lot buyers and employer stock-purchase plans that don't support fractional shares. VOO has more liquidity and Vanguard's tax structure. For most buy-and-hold investors either works identically.

Quick stats

MetricSPLGVOO
Price$83.57$652.78
TTM yield1.06%1.09%
Real yield (NAV-adj.)1.46%1.51%
NAV change (period)38.2%38.2%
Annualized volatility1321.6%1327.2%
Distribution frequencyquarterlyquarterly
Expense ratio0.02%0.03%
Inception2005-11-082010-09-07
AUM~$55B~$500B
1Y dividend CAGR3.2%5.4%
3Y dividend CAGR6.0%5.9%
5Y dividend CAGR6.0%5.9%
5Y price CAGR11.4%11.3%

Strategy & holdings

Both track the S&P 500. SPLG is State Street's low-cost answer to VOO — positioned as a retail-friendly S&P 500 ETF at a lower per-share price. Historically, many retail investors preferred SPLG specifically because a $100 weekly contribution could buy ~1.5 full shares of SPLG vs 0.2 shares of VOO.

SPLGSPDR Portfolio S&P 500 ETF

State Street S&P 500 ETF. Functionally identical to VOO and SPY. Low per-share price.

VOOVanguard S&P 500 ETF

Vanguard S&P 500 ETF. Benefits from Vanguard's patented share class tax structure.

The only meaningful differences are share price and Vanguard's tax structure. SPLG's low share price is genuinely useful for accounts that can't buy fractional shares. Vanguard's share class structure occasionally gives VOO a small tax edge in taxable accounts. At modern brokerages that support fractional shares, the share price advantage largely disappears and the choice becomes about which issuer you prefer and minor expense ratio differences.

Yield & distributions

Both yield 1.2-1.5% quarterly. Yields are essentially identical because holdings are identical.

Total return & NAV

Tracks within 1-2 basis points annually. SPLG's 1 bp expense ratio advantage gives it a razor-thin edge; VOO's tax structure claws some of it back in taxable accounts. Practically identical over any meaningful time horizon.

Risk & volatility

SPLG
Annualized volatility
1321.6%
NAV change (1Y)
+38.2%
VOO
Annualized volatility
1327.2%
NAV change (1Y)
+38.2%

Identical — both are the S&P 500.

Tax treatment

Both pay qualified dividends. VOO's Vanguard share class structure occasionally provides modest tax efficiency advantages. In tax-advantaged accounts this difference is irrelevant.

SPLG
Ordinary income~5%
Qualified dividends~95%
Return of capital~0%
Qualified dividends at LTCG rates.
VOO
Ordinary income~5%
Qualified dividends~95%
Return of capital~0%
Highly tax-efficient — zero cap gains distributions typical.

Which should you pick?

You can't buy fractional shares
SPLG
Low per-share price means round-lot contributions work without leaving cash. Matters for 401(k)s without fractional shares and for DRIPs at some brokers.
You use a broker with fractional shares
Either — default to VOO
Fractional shares negate SPLG's price advantage. VOO's liquidity and tax structure marginally favor it.
You want lowest expense ratio
SPLG
0.02% vs VOO's 0.03% — tiny but SPLG is technically cheaper.
You want best tax efficiency in taxable
VOO
Vanguard's share class structure rarely makes cap gains distributions.

FAQ

Is SPLG or VOO better?
They're functionally identical. SPLG is marginally cheaper and has a lower share price; VOO has more liquidity and Vanguard's tax structure. For most investors either works the same in practice.
Why is SPLG's share price so much lower than VOO?
State Street deliberately kept it at a low price to appeal to small retail accounts that can't buy fractional shares. Same S&P 500 tracking, smaller units.
Do SPLG and VOO hold the same stocks?
Yes, both track the S&P 500. The holdings and weights are effectively identical.
Which has the lowest expense ratio?
SPLG at 0.02% vs VOO at 0.03%. Both are essentially free — the expense ratio isn't a meaningful tiebreaker.
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