YieldMaxCalc

PLTY Dividend Calculator

YieldMax PLTR Option Income Strategy ETF — Project your returns with dividend reinvestment (DRIP). Pays weekly.

PLTY Dividend Calculator
Next PLTY distributionAnnouncement, ex-date and pay dates

= $38.7920 / share / year

0% = yield stays constant. Negative models normalization (e.g. -10%/yr).

1Y: -44.2%

years
Portfolio Growth

No DRIP vs DRIP

Portfolio Value$29$791.5KTotal Dividends$23.2K$2.53MAnnual Dividend$30$816.0KYoC0.30%8161.13%

DRIP Advantage

Total invested: $10.0K

+2.7M%

$791.4K more

Income Goal
/ month

Reached in year 10

PLTY crosses $726.0K/yr ($60.5K/mo) of dividend income in year 10 of the projection. Goal auto-suggested from your inputs — bump it up to model a stretch target.

Scenarios

Three realistic paths for high-yield funds: yield holds, yield compresses, yield normalizes. Click any card to load it.

This projection holds the yield constant. Deciding whether that assumption is reasonable means looking at what drives the payout: the underlying company or holdings, their earnings outlook and volatility. Koyfin lets you compare that assumption with the stock's actual history and outlook.

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What is PLTY?

PLTY sells call option spreads on Palantir Technologies (PLTR) to generate weekly distributions. Palantir has become a retail investor favorite due to its AI/defense narrative and the stock's extreme volatility — which is exactly what makes PLTY one of the higher-yielding YieldMax funds.

Latest PLTY distribution

Per share
$0.7460
Distribution rate
100.38%
30-day SEC yield
3.09%
ROC %
97.91%
Declared
Aug 12, 2026
Ex-date
Aug 13, 2026
Payable
Aug 14, 2026

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PLTY Real Yield

Headline yield adjusted for NAV erosion (1Y)

HeadlineReal76.2%-1.8%
NAV -44.2%

78% of the headline yield has been offset by share price decline over the past 1Y.

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How PLTY generates income

PLTY sells call option spreads on Palantir Technologies (PLTR) to generate weekly distributions. Palantir has become a retail investor favorite due to its AI/defense narrative and the stock's extreme volatility — which is exactly what makes PLTY one of the higher-yielding YieldMax funds.

PLTR's implied volatility tends to spike around earnings, government contract announcements, and broader AI market moves. During these spikes, PLTY's weekly distributions can be outsized. In calmer periods, they moderate. The fund launched in 2024 during the height of PLTR's retail enthusiasm.

The ROC on PLTY has been relatively low compared to other YieldMax funds — meaning a larger share of the distribution has been genuine option income rather than capital return. This can change as market conditions shift, so always check the latest announcement data above.

PLTY is effectively a bet that Palantir remains volatile but doesn't have explosive, sustained rallies that you'd miss out on due to the call cap. If you think PLTR is fairly valued but will continue swinging, PLTY lets you monetize that volatility weekly.

Underlying
PLTR (Palantir)
Theme
AI/defense volatility play
Distribution
Weekly (Group 2, Wednesday)
Expense ratio
0.99%

About the PLTY Dividend Calculator

This PLTY dividend calculator projects how your position grows with and without DRIP (Dividend Reinvestment). Every input is prefilled with live PLTY data — current price, latest per-share distribution, detected payment frequency, and historical CAGR — so you can hit calculate immediately, or override any field to model your own assumptions.

The PLTY DRIP calculator runs two parallel scenarios: one where every distribution is reinvested into more PLTY shares, and one where distributions are taken as cash and never compounded. The gap between the two curves is the compounding premium — the extra wealth you build by letting PLTY dividends buy more shares over time. Extra monthly contributions, tax rates, and custom dividend growth rates are all supported, and every calculation runs in your browser with no additional API calls after page load.

Why this calculator is more accurate than most

Traditional DRIP calculators treat dividend-per-share and share-price as two independent quantities that grow at their own separate rates. That works fine for stocks like SCHD or KO, where management sets the payout and the stock price moves with the business. It breaks badly for option-income ETFs like MSTY, NVDY, or TSLY, where distributions are sourced from option premium on the underlying — meaning the dividend dollar is mechanically a fraction of NAV, not a separate variable. Let those two quantities compound independently and you get absurd outputs (trillion-dollar portfolios from $10K) because the implied yield silently grows to 400%+ as price collapses faster than the dollar dividend.

We solve this with two projection modes. Dividend Growth mode is the standard model — correct for dividend-growth stocks and traditional income ETFs. Yield-on-NAV mode (auto-selected when starting yield exceeds 20%) locks the forward yield and recomputes distributions each year asyield × current NAV, so as price falls, dividend-per-share falls proportionally. This matches the physics of option-income funds and produces realistic projections instead of fantasy numbers.

You can toggle between the two modes above the input form. For PLTY — a YieldMax option-income ETF — yield-on-NAV is the default and we recommend keeping it on.

The two levers that change results the most are the growth assumptions and the holding period. For a volatile, high-yield fund, a 0% or slightly negative growth assumption is usually more realistic than extrapolating a historical CAGR, because distribution levels often decay as implied volatility normalizes. For stable dividend ETFs and index funds, the 5Y CAGR is a reasonable baseline. The PLTY dividend history page shows every past payment in detail, and the total return analyzer strips out NAV erosion to show your real yield.