Dividend Reinvestment Calculator

What is DRIP (Dividend Reinvestment)?

DRIP stands for Dividend Reinvestment Plan. Instead of receiving dividend payments as cash, DRIP automatically uses your dividends to buy more shares of the same stock or ETF. Over time, this creates a compounding effect — you own more shares, which generate more dividends, which buy even more shares.

The power of DRIP is most visible over long time horizons. A $10,000 investment in a stock yielding 4% with 7% annual price growth would be worth approximately $19,672 after 10 years without DRIP. With DRIP enabled, the same investment grows to approximately $21,589 — nearly 10% more, entirely from reinvested dividends.

This calculator lets you model both scenarios side by side, with support for different dividend frequencies (weekly, monthly, quarterly), extra contributions, tax rates, and custom growth assumptions. Select a specific ticker above to auto-populate with real dividend data.