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Calculator/DX/Total Return

DX Total Return Analyzer

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Dynex Capital, Inc. — See your real returns after distributions and NAV changes. Real yield: 16.9% (headline: 15.6%).

Price$13.05
Headline Yield15.6%
Real Yield16.9%
NAV Change (1Y)+8.3%
DX Total Return Analyzer

Your REAL Return

+26.7%

+$2,670.03

Distributions Received

$1,712.85

12 payments

NAV Change

+9.6%

+$957.18

Current Value

$12.7K

839.63 shares @ $13.05

Yield Reality Check

Headline yield vs actual yield after NAV change

Headline

15.6%

Real

17.1%

Distributions vs NAV — DX

Blue = share value, green bars = cumulative distributions, green line = total value, dashed = original investment.

Annualized total return: +26.7% over 12 months

DX DRIP calculator

Compound DX's 16.9% real yield

Pre-filled with live DX data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.

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What does the DX total return include?

DX total return combines two components: the cumulative distributions you received from DX over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your DX return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.

Dynex Capital, Inc. (DX) is issued by Dynex. Mortgage REIT investing in agency and non-agency MBS. Monthly dividends. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.

For the detail behind each payment, see the DX dividend history. To project how future DX distributions compound under DRIP, open the DX dividend calculator.