NLY Total Return Analyzer
See full NLY analysis →Annaly Capital Management, Inc. — See your real returns after distributions and NAV changes. Real yield: 14.7% (headline: 12.9%).
NLY DRIP calculator
Compound NLY's 14.7% real yield
Pre-filled with live NLY data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.
What does the NLY total return include?
NLY total return combines two components: the cumulative distributions you received from NLY over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your NLY return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.
Annaly Capital Management, Inc. (NLY) is issued by Annaly. Largest mortgage REIT by market cap. Invests in agency MBS. Quarterly dividends. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.
For the detail behind each payment, see the NLY dividend history. To project how future NLY distributions compound under DRIP, open the NLY dividend calculator.