PYPY Total Return Analyzer
See full PYPY analysis →YieldMax PYPL Option Income Strategy ETF — See your real returns after distributions and NAV changes. Real yield: -46.0% (headline: 34.2%).
PYPY DRIP calculator
Project PYPY returns with DRIP
Pre-filled with live PYPY data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.
What does the PYPY total return include?
PYPY total return combines two components: the cumulative distributions you received from PYPY over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your PYPY return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.
YieldMax PYPL Option Income Strategy ETF (PYPY) is issued by YieldMax. Sells call options on PYPL to generate weekly income. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.
For the detail behind each payment, see the PYPY dividend history. To project how future PYPY distributions compound under DRIP, open the PYPY dividend calculator.