SCHG Total Return Analyzer

SCHG total return combines two components: the cumulative distributions you received from SCHG over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your SCHG return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.

Schwab U.S. Large-Cap Growth ETF (SCHG) is issued by Charles Schwab. Tracks the Dow Jones U.S. Large-Cap Growth Total Stock Market Index — roughly the growth half of the U.S. large-cap universe, heavily weighted to tech and consumer discretionary (similar profile to QQQ). Ultra-low 0.04% expense ratio, minimal ~0.4% forward yield, quarterly distributions. Bought for price appreciation, not income — dividends are incidental. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.

For the detail behind each payment, see the SCHG dividend history. To project how future SCHG distributions compound under DRIP, open the SCHG dividend calculator.