T Total Return Analyzer
See full T analysis →AT&T Inc. — See your real returns after distributions and NAV changes. Real yield: -5.7% (headline: 4.5%).
T DRIP calculator
Project T returns with DRIP
Pre-filled with live T data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.
What does the T total return include?
T total return combines two components: the cumulative distributions you received from T over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your T return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.
AT&T Inc. (T) is issued by AT&T. U.S. telecom giant — wireless, fiber, and business services. Cut its dividend 46.6% in 2022 after spinning off WarnerMedia (now Warner Bros. Discovery); no longer a Dividend Aristocrat. Annual dividend held flat at $1.11/share since the cut, forward yield ~4%, free cash flow covers the dividend ~2.4x. Management has prioritized debt paydown over dividend growth, but has signaled a $45B capital-return program over the next few years. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.
For the detail behind each payment, see the T dividend history. To project how future T distributions compound under DRIP, open the T dividend calculator.