YieldMaxCalc

TLT Dividend Calculator

iShares 20+ Year Treasury Bond ETF — Project your returns with dividend reinvestment (DRIP). Current yield: 4.51% (monthly).

Price:$86.70
TTM Dividend:$3.9103/share
TTM Yield:4.51%
Frequency:Monthly
5Y Div CAGR:10.3%
5Y Price CAGR:-8.8%

TLT generates income the old-fashioned way: by holding bonds and distributing the interest they pay. The fund invests in ishares 20+ year treasury bond, passing the coupon payments through to shareholders as monthly distributions.

TLT Dividend Calculator

Yield: 4.77%

1Y: 2.8% | 3Y: 13.3% | 5Y: 10.3% | 10Y: 2.1%

1Y: 0.3% | 3Y: -6.7% | 5Y: -8.8% | 10Y: -4.1%

years

Portfolio Value (DRIP)

$12.5K

Portfolio Value (No DRIP)

$6,579.40

Total Dividends (DRIP)

$7,161.42

Total Dividends (No DRIP)

$5,239.61

Annual Dividend (DRIP)

$1,109.58

YoC: 11.10%

Annual Dividend (No DRIP)

$585.14

YoC: 5.85%

DRIP Advantage

Total invested: $10.0K

+89.62%

$5,896.76 more

Portfolio Growth

TLT Real Yield

Headline yield adjusted for NAV appreciation (1Y)

Headline

4.5%

Real

4.5%

NAV +0.3%

TLT Dividend History

Ex-DateAmountChangeYield
Apr 1, 2026$0.3448+14.7%4.77%
Mar 2, 2026$0.3006-9.4%4.16%
Feb 2, 2026$0.3319-3.1%4.59%
Dec 19, 2025$0.3424+6.8%4.74%
Dec 1, 2025$0.3206-1.4%4.44%
Nov 3, 2025$0.3251+4.7%4.50%
Oct 1, 2025$0.3105-5.4%4.30%
Sep 2, 2025$0.3281-0.8%4.54%
Aug 1, 2025$0.3308+0.8%4.58%
Jul 1, 2025$0.3283+2.7%4.54%

How TLT generates income

TLT generates income the old-fashioned way: by holding bonds and distributing the interest they pay. The fund invests in ishares 20+ year treasury bond, passing the coupon payments through to shareholders as monthly distributions.

Unlike covered-call or options-based ETFs, there's no options strategy involved — the yield comes directly from the interest on the underlying bonds. This means distributions are more predictable and there's no return-of-capital (ROC) component to worry about for tax purposes. The distributions are generally taxed as ordinary income.

TLT is often used as a cash management tool or emergency fund vehicle, offering better yield than a savings account while maintaining high liquidity and minimal price volatility.

Income source
Bond interest (coupon payments)
Distribution
Monthly
Issuer
iShares
Tax treatment
Ordinary income (may be state-tax exempt for Treasuries)