UNH Total Return Analyzer
See full UNH analysis →UnitedHealth Group Incorporated — See your real returns after distributions and NAV changes. Real yield: 3.0% (headline: 2.3%).
UNH DRIP calculator
Compound UNH's 3.0% real yield
Pre-filled with live UNH data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.
What does the UNH total return include?
UNH total return combines two components: the cumulative distributions you received from UNH over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your UNH return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.
UnitedHealth Group Incorporated (UNH) is issued by UnitedHealth. Largest U.S. health insurer by market cap, with two main businesses: UnitedHealthcare (insurance) and Optum (healthcare services, PBM, and analytics). 17 consecutive years of dividend increases. Quarterly dividend $2.21/share, annual $8.84, forward yield ~2.9%. 5-year dividend CAGR over 12% — one of the fastest-growing dividends among S&P 500 large-caps, reflecting UnitedHealth's ability to compound earnings through healthcare-services consolidation. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.
For the detail behind each payment, see the UNH dividend history. To project how future UNH distributions compound under DRIP, open the UNH dividend calculator.