YieldMaxCalc
Calculator/UPS/Total Return

UPS Total Return Analyzer

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United Parcel Service, Inc. — See your real returns after distributions and NAV changes. Real yield: 6.8% (headline: 6.3%).

Price$104.67
Headline Yield6.3%
Real Yield6.8%
NAV Change (1Y)+8.2%
UPS Total Return Analyzer

Your REAL Return

+14.1%

+$1,409.02

Distributions Received

$672.48

4 payments

NAV Change

+7.4%

+$736.55

Current Value

$11.4K

102.51 shares @ $104.74

Yield Reality Check

Headline yield vs actual yield after NAV change

Headline

6.3%

Real

6.7%

Distributions vs NAV — UPS

Blue = share value, green bars = cumulative distributions, green line = total value, dashed = original investment.

Annualized total return: +14.1% over 12 months

UPS DRIP calculator

Compound UPS's 6.8% real yield

Pre-filled with live UPS data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.

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What does the UPS total return include?

UPS total return combines two components: the cumulative distributions you received from UPS over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your UPS return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.

United Parcel Service, Inc. (UPS) is issued by UPS. Global package-delivery and logistics company competing head-to-head with FedEx and Amazon Logistics. 17 consecutive years of dividend increases with annual dividend of $6.56/share and a forward yield around 6.5% — elevated because the stock has underperformed amid margin compression post-Amazon volume shift. Payout ratio ~97% of earnings is the key concern: UPS is paying out nearly all of what it earns, leaving little room for further increases until earnings recover. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.

For the detail behind each payment, see the UPS dividend history. To project how future UPS distributions compound under DRIP, open the UPS dividend calculator.