YieldMaxCalc
Calculator/VOO/Total Return

VOO Total Return Analyzer

See full VOO analysis →

Vanguard S&P 500 ETF — See your real returns after distributions and NAV changes. Real yield: 1.3% (headline: 1.0%).

Price$687.73
Headline Yield1.0%
Real Yield1.3%
NAV Change (1Y)+26.7%
VOO Total Return Analyzer

Your REAL Return

+28.0%

+$2,802.31

Distributions Received

$131.33

4 payments

NAV Change

+26.7%

+$2,670.98

Current Value

$12.8K

18.42 shares @ $687.73

Yield Reality Check

Headline yield vs actual yield after NAV change

Headline

1.0%

Real

1.3%

Distributions vs NAV — VOO

Blue = share value, green bars = cumulative distributions, green line = total value, dashed = original investment.

VOO DRIP calculator

Compound VOO's 1.3% real yield

Pre-filled with live VOO data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.

Open calculator

What does the VOO total return include?

VOO total return combines two components: the cumulative distributions you received from VOO over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your VOO return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.

Vanguard S&P 500 ETF (VOO) is issued by Vanguard. Tracks the S&P 500 Index. Vanguard's flagship large-cap ETF with $900B+ AUM — one of the three biggest ETFs in the world alongside SPY and IVV. Ultra-low 0.03% expense ratio, forward yield ~1.1%, quarterly distributions. The default core holding for most U.S. equity allocations and the most common DRIP/compare baseline. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.

For the detail behind each payment, see the VOO dividend history. To project how future VOO distributions compound under DRIP, open the VOO dividend calculator.

VOO head-to-head comparisons

See how VOO total return and NAV behavior stack up against popular alternatives.