YieldMaxCalc

VTI Dividend Calculator

Vanguard Total Stock Market ETF — Project your returns with dividend reinvestment (DRIP). Current yield: 1.12% (quarterly).

Price:$335.45
TTM Dividend:$3.7694/share
TTM Yield:1.12%
Frequency:Quarterly
5Y Div CAGR:6.3%
5Y Price CAGR:9.4%

VTI is a passive index fund that tracks the Vanguard Total Stock Market. The dividends you receive come from the underlying companies in the index — when Apple, Microsoft, Johnson & Johnson, and the other S&P 500 constituents pay their quarterly dividends, the fund collects them and passes them through to you.

VTI Dividend Calculator

Yield: 1.19%

1Y: 2.2% | 3Y: 5.7% | 5Y: 6.3% | 10Y: 6.2%

1Y: 30.3% | 3Y: 18.1% | 5Y: 9.4% | 10Y: 12.4%

years

Portfolio Value (DRIP)

$35.4K

Portfolio Value (No DRIP)

$32.3K

Total Dividends (DRIP)

$1,669.52

Total Dividends (No DRIP)

$1,580.72

Annual Dividend (DRIP)

$237.51

YoC: 2.38%

Annual Dividend (No DRIP)

$216.40

YoC: 2.16%

DRIP Advantage

Total invested: $10.0K

+9.76%

$3,148.18 more

Portfolio Growth

VTI Real Yield

Headline yield adjusted for NAV appreciation (1Y)

Headline

1.1%

Real

1.5%

NAV +30.3%

VTI Dividend History

Ex-DateAmountChangeYield
Mar 27, 2026$0.9982+5.0%1.19%
Dec 22, 2025$0.9508+4.8%1.13%
Sep 29, 2025$0.9072-0.7%1.08%
Jun 30, 2025$0.9132-7.3%1.09%
Mar 27, 2025$0.9854+4.7%1.18%
Dec 23, 2024$0.9412+8.1%1.12%
Sep 27, 2024$0.8707-8.5%1.04%
Jun 28, 2024$0.9519+4.5%1.14%
Mar 22, 2024$0.9105-9.1%1.09%
Dec 21, 2023$1.0017+25.5%1.19%

How VTI generates dividends

VTI is a passive index fund that tracks the Vanguard Total Stock Market. The dividends you receive come from the underlying companies in the index — when Apple, Microsoft, Johnson & Johnson, and the other S&P 500 constituents pay their quarterly dividends, the fund collects them and passes them through to you.

There's no options strategy, no premium harvesting, and no active management. The yield is simply the weighted average dividend yield of all 500 companies in the index. This typically works out to 1.2-1.8% annually — modest compared to income-focused ETFs, but the primary value of VTI is total return (price appreciation + dividends), not income.

For investors focused on income, VTI is often the benchmark against which high-yield strategies are measured. A covered-call ETF needs to beat VTI's total return (not just its yield) to justify the trade-off in capped upside.

Income source
Pass-through dividends from index constituents
Distribution
Quarterly
Issuer
Vanguard
Expense ratio
0.03%