YieldMaxCalc
Calculator/DOW/Total Return

DOW Total Return Analyzer

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Dow Inc. — See your real returns after distributions and NAV changes. Real yield: 6.2% (headline: 5.1%).

Price$34.49
Headline Yield5.1%
Real Yield6.2%
NAV Change (1Y)+21.7%
DOW Total Return Analyzer

Your REAL Return

+24.7%

+$2,472.34

Distributions Received

$605.12

4 payments

NAV Change

+18.7%

+$1,867.22

Current Value

$12.5K

345.78 shares @ $34.32

Yield Reality Check

Headline yield vs actual yield after NAV change

Headline

6.1%

Real

7.3%

Distributions vs NAV — DOW

Blue = share value, green bars = cumulative distributions, green line = total value, dashed = original investment.

Annualized total return: +24.7% over 12 months

DOW DRIP calculator

Compound DOW's 6.2% real yield

Pre-filled with live DOW data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.

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What does the DOW total return include?

DOW total return combines two components: the cumulative distributions you received from DOW over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your DOW return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.

Dow Inc. (DOW) is issued by Dow. Materials-science company spun off from DowDuPont in 2019, operating in Packaging & Specialty Plastics, Industrial Intermediates & Infrastructure, and Performance Materials & Coatings. Quarterly dividend $0.35/share, annual $1.40, forward yield ~4.3%. Cyclical earnings — the petrochemical business swings hard with oil and demand, and the current payout ratio is stretched beyond earnings, making the dividend sensitive to any prolonged downturn. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.

For the detail behind each payment, see the DOW dividend history. To project how future DOW distributions compound under DRIP, open the DOW dividend calculator.