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PDI Total Return Analyzer

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PIMCO Dynamic Income Fund — See your real returns after distributions and NAV changes. Real yield: 4.5% (headline: 15.9%).

Price$16.65
Headline Yield15.9%
Real Yield4.5%
NAV Change (1Y)-9.9%
PDI Total Return Analyzer

Your REAL Return

+4.8%

+$475.57

Distributions Received

$1,436.48

12 payments

NAV Change

-9.6%

$-960.91

Current Value

$10.5K

542.89 shares @ $16.65

Yield Reality Check

Headline yield vs actual yield after NAV change

Headline

15.9%

Real

4.8%

Distributions vs NAV — PDI

Blue = share value, green bars = cumulative distributions, green line = total value, dashed = original investment.

Annualized total return: +4.8% over 12 months

PDI DRIP calculator

Compound PDI's 4.5% real yield

Pre-filled with live PDI data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.

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What does the PDI total return include?

PDI total return combines two components: the cumulative distributions you received from PDI over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your PDI return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.

PIMCO Dynamic Income Fund (PDI) is issued by PIMCO. Closed-end fund with flexible fixed-income strategy. Monthly distributions with high yield. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.

For the detail behind each payment, see the PDI dividend history. To project how future PDI distributions compound under DRIP, open the PDI dividend calculator.