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PFL Total Return Analyzer

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PIMCO Income Strategy Fund — See your real returns after distributions and NAV changes. Real yield: 6.4% (headline: 12.5%).

Price$7.81
Headline Yield12.5%
Real Yield6.4%
NAV Change (1Y)-5.4%
PFL Total Return Analyzer

Your REAL Return

+6.4%

+$637.77

Distributions Received

$1,182.57

12 payments

NAV Change

-5.4%

$-544.79

Current Value

$10.6K

1210.65 shares @ $7.81

Yield Reality Check

Headline yield vs actual yield after NAV change

Headline

12.5%

Real

6.4%

Distributions vs NAV — PFL

Blue = share value, green bars = cumulative distributions, green line = total value, dashed = original investment.

Annualized total return: +6.4% over 12 months

PFL DRIP calculator

Compound PFL's 6.4% real yield

Pre-filled with live PFL data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.

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What does the PFL total return include?

PFL total return combines two components: the cumulative distributions you received from PFL over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your PFL return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.

PIMCO Income Strategy Fund (PFL) is issued by PIMCO. Closed-end fund seeking high current income from diversified fixed-income. Monthly distributions. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.

For the detail behind each payment, see the PFL dividend history. To project how future PFL distributions compound under DRIP, open the PFL dividend calculator.