PSEC Total Return Analyzer

Prospect Capital Corporation — See your real returns after distributions and NAV changes. Real yield: -11.1% (headline: 24.6%).

Price$2.34

Headline Yield24.6%

Real Yield-11.1%

NAV Change (1Y)-28.7%

PSEC Total Return Analyzer

Investment Amount

Purchase Date

Reinvest?

Your REAL Return

-14.3%

$-1,426.47

Distributions Received

$1,691.18

13 payments

NAV Change

-31.2%

$-3,117.65

Current Value

$8,573.53

2941.18 shares @ $2.34

Yield Reality Check

Headline yield vs actual yield after NAV change

Headline

29.1%

→

Real

-11.2%

Distributions vs NAV — PSEC

Blue = share value, green bars = cumulative distributions, green line = total value, dashed = original investment.

Annualized total return: -14.3% over 12 months

PSEC DRIP calculator

Project PSEC returns with DRIP

Pre-filled with live PSEC data. Model 1, 5, or 10-year DRIP returns with after-tax math, adjustable yield assumptions, and Bull/Base/Bear scenarios.

Open calculator

PSEC Dividend History →Compare PSEC →Browse all dividend tickers →Why is PSEC moving? →

What does the PSEC total return include?

PSEC total return combines two components: the cumulative distributions you received from PSEC over the holding period, and the change in NAV (share price) across the same window. Many high-yield funds advertise distribution rates that look spectacular in isolation but mask meaningful NAV erosion. The analyzer above shows exactly how much of your PSEC return came from distributions versus price change — a 50% annualized distribution rate paired with a 30% NAV decline is a very different investment than a 50% distribution with flat NAV.

Prospect Capital Corporation (PSEC) is issued by Prospect Capital. BDC investing in middle-market private businesses. Monthly dividends. That strategy directly shapes the gap between headline yield and real yield: option-premium and covered-call funds tend to show large gaps, while traditional dividend ETFs and index funds usually show small ones.

For the detail behind each payment, see the PSEC dividend history. To project how future PSEC distributions compound under DRIP, open the PSEC dividend calculator.